This privacy statement describes what De Lage Landen, S.A. de C.V., SOFOM, E.N.R. ("we", "our" or "us") has to say about the applications and products offered by us on https://mkopo-plus.com/ and related mobile devices ( Policy on the collection, use and disclosure of your information on the "Service" or "MkopoPlus").
Your privacy and protection of your personal data is important to us. The following sections provide more details on how we process your personal information with MkopoPlus. We will not share your information with third parties except to provide you with our services and products, to comply with the law, and to improve MkopoPlus. If you have any questions or concerns about this policy, please contact us at cs@mkopo-plus.com.
By using MkopoPlus, including downloading one of our mobile applications or visiting our website, you agree to the uses, disclosures and procedures outlined in this Privacy Policy.
We do our best to minimize the amount of personal information collected from MkopoPlus users. When you use our services, we collect and process your information.
| Category of personal information | Purpose |
|---|---|
| Camera | We access your camera to take photos required for identity verification, as well as for user facial recognition. |
| Contact | Access to your contact list enables quick entry of emergency contacts and supports risk management and anti-fraud measures. Selected contacts will be securely transmitted to https://mkopo-plus.com/. Data is never shared with third parties without permission and is collected solely with your consent. No information is disclosed to external parties without your authorization. |
| Location Information | We use location permissions to collect your device's ambiguous location information. This information will be used to provide you with personalized recommendations. You can disable location permissions at any time. |
| SMS | We collect information such as sender, transaction party, transaction type, transaction amount, etc. of financial and financial transaction SMS from your device. This helps us identify various bank accounts you may hold, cash flow patterns, transaction descriptions and amounts provided by you as a user to help us obtain credit, and enables us to determine your risk profile and provide you with appropriate credit analysis. We will also determine whether you are a fraud risk based on your other SMS to prevent your application from being overdue. This process will enable you to obtain financial services from regulated financial entities available on the platform. These SMS data also include your historical data. When using the application, it will regularly upload filtered SMS data to our server https://mkopo-plus.com/ through a secure https connection. After determining your risk profile, we will delete the SMS data. |
| Calendar | We need calendar permission, so we can set up payment reminders for you if your loan is approved, to avoid affecting your credit rating due to late payments. |
| Installed Applications | We collect a list of metadata information about installed applications, including application name, package name, installation time, update time, version name, and version of each application installed on your device to assess your credit and financial status. |
| Device Information | We collect information about how you access our Services, including data about the device and network you use, such as hardware model, operating system version, mobile network, IP address, unique device identifier and device region and language settings, browser type and application version. |
We primarily use the information we collect to enhance MkopoPlus's service features and experience. We will not rent, trade or sell your personal information unless we sell all or part of our business, or as described below. Some of the ways we may use your personal information are:
In addition, if we (or our assets) are acquired, or if we go out of business, go bankrupt, or undergo another change of control, your personal information may be one of the assets transferred to or acquired by a third party. As stated above, acceptance of this Privacy Statement constitutes your consent to any such transmissions.
MkopoPlus will not sell or rent or otherwise disclose your information to anyone for commercial purposes in breach of its commitments and/or as set forth in this Privacy Policy. Notwithstanding the above, we may share your information with affiliated companies and/or business partners. As a result of the sale of any part of the MkopoPlus business or its merger, reorganization or merger with another entity, as it is not the surviving entity. For the purposes of this paragraph, "Affiliate" means any person, company or entity that MkopoPlus controls, directly or indirectly through one or more intermediaries, is controlled by, or is jointly controlled with, MkopoPlus (the term "control" as used in the preceding sentence is means any person possessing, directly or indirectly through the exercise of voting rights, power, contractual rights or otherwise, to direct or cause the direction of the management or policy of a controlled person. As used in this Privacy Policy, the term "person" includes any natural person, corporation, partnership, limited liability company, trust, unincorporated association, or any other entity). We limit the collection and use of your personal information. We may anonymize or aggregate personal information and disclose such data only in a manner that does not identify an individual. Such information will not identify you individually. Access to your account information and any other personally identifiable information is strictly limited and may only be used in accordance with certain internal procedures and for the purposes set forth in this Privacy Policy to operate, develop or improve our Services. We may use third-party service providers to enable you to provide our services, and we require such third parties to keep the information we provide to them confidential in accordance with our contracts with them. To develop or improve our Services. We may use third-party service providers to enable you to provide our services, and we require such third parties to keep the information we provide to them confidential in accordance with our contracts with them. To develop or improve our Services. We may use third-party service providers to enable you to provide our services, and we require such third parties to keep the information we provide to them confidential in accordance with our contracts with them.
We may also share your information with government agencies authorized by law to obtain information to verify identity, or to prevent, detect, investigate (including cyber incidents), prosecute and punish violations of law without your prior written consent conduct, or circumstances in which disclosure is necessary to comply with a legal obligation. You agree and consent to the disclosure of your information by the Portal as required by applicable law. Third parties (such as lenders, banks, credit card issuers) offer various products/services on the Site, such as loans, credit cards. If you choose to disclose information to these providers by applying for these individual products or services, their use of your information is governed by their privacy policies in addition to this website's privacy policy. MkopoPlus is not responsible for its privacy policy. We encourage you to access and read the privacy statements and procedures adopted by these third parties/providers when applying for their products or services.
It is important to note that the information we use about you helps us provide you with products, services and experiences that are beneficial to you. You have control over how your non-personal information is collected and used online.
You also have the right to choose what personal information, including sensitive personal information (that is, your financial information), is provided to us. However, if you choose not to provide all the information and data requested of you, we may not be able to provide you with the services you have subscribed to. You may withdraw your consent previously given to us to collect and use your sensitive personal data or information at any time while using our services or otherwise using our services by writing to us at cs@mkopo-plus.com. However, if you withdraw such consent, MkopoPlus reserves the right to choose to stop providing you with the information it seeks. In such event, you will not be eligible for a refund of any fees paid for any Services, and you agree that the Site shall not be liable to you in any way. When you provide your contact details, we will use it to send you general notices or important news about your account, solicit your feedback or comments, and provide updates on special sales and offers that may be of interest to you.
We believe you should be able to choose the type of information you receive via email/text message. If you do not want to receive marketing material by email/text message, simply indicate your preference in the contact information of your account or in the "opt-out" or unsubscribe link provided in our marketing emails, you can also write to us cs@mkopo-plus.com. Please note that it may take approximately 10 days to process your request. Remember that even after you opt-out, we will continue to keep you informed about the services you provide with us via email/text/call.
You may review the information you have provided to us by logging into your account on this website and correct or amend any personal information or sensitive personal data or information to ensure that the information or data you have provided to us is accurate and/or non-existent defect. MkopoPlus is not responsible for the authenticity of any personal information or sensitive personal data or information provided to it by you or any third party.
MkopoPlus understands that the confidentiality, integrity, and availability of your information are vital to our business operations and our own success. We employ appropriate technical and organizational security measures at all times to protect the information we collect from you. We use electronic multiple , procedural, and physical security measures to protect against unauthorized or unlawful use or alteration of information, and against any accidental loss, destruction, or damage to information. However, no method of transmission over the Internet, or method of electronic storage, secure. Therefore, we cannot guarantee its absolute security. Furthermore, you are responsible for maintaining the confidentiality and security of your login id and password and may not provide these credentials to any third party.
A cookie is a piece of data stored on a user's computer that is associated with information about the user. We may use both session ID cookies and persistent cookies. For session ID cookies, once you close your browser or log out, the cookie expires and is deleted. A persistent cookie is a small text file that is stored on your computer's hard drive for a long period of time. MkopoPlus may use session ID cookies to track user preferences as users visit the site. They also help minimize load times and save server processing time. Most browsers will tell you how to prevent your browser from accepting new cookies, how to have your browser notify you when you receive a new cookie, and how to disable cookies entirely. In addition, you can disable or delete similar data used by browser add-ons, such as Flash cookies, by changing the add-on's settings or visiting its manufacturer's website. However, since cookies allow you to take advantage of some of the Portal's basic functions, we recommend that you leave them turned on. For example, if you block or otherwise reject our cookies, you may not be able to use any Portal products and services that require you to log in.
If you choose to use MkopoPlus, your use and any disputes over privacy are governed by this Notice and our Terms of Use. If you have any concerns about your privacy at MkopoPlus, please contact us with full instructions and we will do our best to resolve them. You also have the right to contact your local data protection authority. We reserve the right to update and modify this Privacy Statement at any time. We occasionally review this Privacy Statement to ensure that it complies with applicable laws and to comply with changes to our business. If we do revise this Privacy Statement, we will update the "Effective Date" at the top of this page so that you know if it has changed since your last visit and will do our best to notify you. Please review this Privacy Statement periodically to ensure you understand its terms.
We will be happy to answer them. Email us or send us a note:
Email: cs@mkopo-plus.com
Mailing address: Av. Alfonso Reyes 2607, Sin Nombre de Col 39, Monterrey, NUEVO LEON 64920, Mexico
Thank you for reading our Privacy Policy!